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Checking Account Comparison Table
Accounts | Align | Ascent |
|---|---|---|
Monthly Service Fee | None | None |
Rewards |
|
|
Refunds on ATM Withdrawal Fees* | Up to $12 monthly^ | Up to $12 monthly* |
APY = Annual Percentage Yield
Monthly Qualification Cycle Chart
Find the right account for you
Align
Get FREE checking that pays you back. Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees^ - every month.
BENEFITS
- Free checking that pays you
- $5.00 cash back is earned when total qualifying debit card purchases equal $100.00-$199.99. $10.00 cash is earned when total qualifying debit card purchases equal $200.00 or greater
- No category restrictions on purchases
- Earn up to $120 cash back per year, $10 per month
- Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)
- No minimum balance to earn rewards
- No monthly service fee
- Free Visa® debit card
- Free digital banking, including:
- Live and local customer service (Touch Tone Teller)
- My Cards (monitor and control your debit card transactions) and Wallet Pay available
- $100 minimum deposit to open
Here's how easy it is to earn cash back:
Enrollments must be in place and all of the following transactions and activities must post and settle to your Align account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eDocuments
But if you don't meet these qualifications, don't worry - your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
^Align Disclaimer
Ascent
Choose free checking that pays high interest and refunds on ATM withdrawal fees* - just for banking with us.
BENEFITS
- Free checking that pays high interest
- 4.00% APY on balances up to $35,000*
- Blended APY ranges from 1.11 to 4.00% on balances over $35,000 depending on balance in account
- 0.10% APY* if qualifications are not met
- Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)
- No minimum balance to earn rewards
- No monthly service fee
- Free Visa® debit card
- Free digital banking, including:
- Live and local customer service (Touch Tone Teller)
- My Cards (monitor and control your debit card transactions) and Wallet Pay available
- $100 minimum deposit to open
Enrollments must be in place and all of the following transactions and activities must post and settle to your Ascent account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled and agree to receive eDocuments
And if you don't meet these qualifications, don't worry - your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you quality.
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