Early ACH Pay

Get paid up to two days early with our Early ACH pay!*

Liberty National Bank's Early ACH Pay lets you access your eligible direct deposits from payroll or government benefits up to two days sooner.

Already using direct deposit? There's nothing more you need to do. If your deposit qualifies, it may be posted automatically as soon as Liberty National Bank receives it.

Not set up yet? Getting started is easy. Complete our direct deposit form and give it to your employer or benefits provider. Once enrolled, you can start enjoying the convenience and peace of mind that comes with Early ACH Pay.

Other checking account benefits and features

The myLiberty mobile app and online banking
Conveniently send money with Zelle
eStatements (enroll here) with 18-months archive
Live and local customer service via phone or chat

Disclaimer
*Early ACH Pay is available on eligible direct deposits to your Personal LNB Checking Account, typically from payroll or government benefit payments. Early availability is dependent on the payor’s transaction codes and the timing of ACH files received by LNB. Eligible funds may be available up to two (2) days earlier than the scheduled deposit date; however, early access is not guaranteed. You should always verify your Available Balance before initiating any payment or withdrawal. Early ACH Pay is subject to change or cancellation by LNB at any time without notice. You may opt out of Early ACH Pay at any time by contacting us at 855-351-2265. Accounts must be open for a minimum of thirty (30) days to be eligible. Early ACH Pay is processed Monday through Friday; weekends and federal holidays may delay availability. Use of early available funds may produce a negative Current Balance which is shown on our digital banking applications and periodic statements.